Infinity Capital Income Fund

Min. Invest
$50,000
Target Hold
12 mos.
Annualized Returns
30.00%
Progress - 0% Pledged
shutterstock_529108441.jpg

shutterstock_368682911.jpg

shutterstock_535324108.jpg

shutterstock_496297279.jpg

shutterstock_1937765263.jpg

Investment Summary

Infinity Capital Finance offers accredited investors the opportunity to invest in Infinity Capital Finance Income Fund, LLC.  The Company originates hard money loan on residential properties, funded over $100M in successful projects.

The offering is available with an annual 7% preferred return, paid monthly, and 50% LP splits on all net profits, paid monthly.  The loans will be sold within 1-2 weeks post-closing to recycle the capital. This will allow investors to compound their returns for a more lucrative ROI.  Investors can expect to receive distribution checks/ACH deposits on a monthly basis.

Investment Type Preferred Equity
Term 12 Months
Raise Amount $1,000,000
Targeted ROI 30%

Why Invest?

  • 7% Pref and 50% LP splits on all net profits –The sponsor is offering a 7% preferred return and 50% LP splits on all net profits to the investors. The Fund is slated to produce a ROI of 30%+.
  • Fully Secured – The Fund will be originating hard money loans secured in 1st position by real estate.  Each property will have a recorded 1st mortgage in place.
  • Note Sales Limit Risk – The originated loans will be sold within 1-2 weeks post-closing to recycle 100% of the capital back to the Fund. All risk of default, foreclosure, and loss will transfer 100% to the note buyer with no claw back exposure to the Fund.
  • Experienced Sponsor – Infinity Capital has originated over $100M in loans since starting in 2014 with our funding partners. In the last two years our portfolio has excelled from a performance standpoint, with only 1 30 day late occurring.

Risk Mitigates

  • Market Expertise – Strong experienced team: Infinity Capital has been lending since 2016 with the sponsor starting out in hard money lending back in 2012.  With almost 10 years in the business, Infinity was able to successfully navigate the COVID pandemic’s impact on lending to having one of the strongest lending years in 2021.
  • Opportunity to Expand  - With a large void in the lending space for a reliable lender, there is a large demand for the lending program the Fund will offer to borrowers.  This will allow the demand to far exceed the capital supply to start, allowing the Fund to choose only the highest quality deals to place in the Fund.
  • Strong Returns with Low/No Risk – The Fund is offering around a 30% return with almost no risk exposure.  By selling the notes and transferring all default risk to the note buyer, the Fund will be able to mitigate any of the risks associated with a loan going south.  We can avoid the foreclosure risk entirely and protect the capital from any exposure on loses.  This will eliminate all the risk that comes with this type of lending traditionally.

Financial Summary

  • 7% Annualized Preferred Return, paid monthly
  • 50%/50% (LP/GP) splits of all Fund profits
  • 12 month term with a 6 month lock up period, subject to 60 days notice
  • 1% Assets Under Management Fee annually, prorated and paid monthly
  • 1.5% Servicing Fee annually, prorated and paid monthly

 

Financial Sources

Equity $1,000,000

Financial Uses

Loan Originations $1,000,000

Property Summary


Address Property Type

,
Fund

Market Overview

The Fund will have a focus on similar concentrated markets that we are currently lending in to provide a smoother transition for the borrowers coming the Fund.  Our major markets of focus are NJ, PA, MD, DC, VA, FL, SC, IL, OK, and TX.  These are all markets we currently have a presence in and we will continue to market there.  The Fund will also consider loans outside these areas as long as it fits within our note buyers geographic criteria.

The Opportunity

We’ve been in this business for close to 10 years now and navigated the Pandemic successfully, showing our market knowledge and expertise in this area.  We see the large opportunity that presents itself to take advantage of the void in the business from a lending, servicing, and processing standpoint.

We have identified our A & B class borrowers, see Loan Tape Green Highlighted Borrowers in Documentation Tab, and will specifically target those borrowers in the Fund.  This will allow us to capitalize on proven relationships and boost the quality of loans within the Fund.  Allowing us to easily recycle capital without having to worry about defaults, foreclosures, or special servicing.

There is a large void in the lending space for a reliable lender that can perform time and time again.  We plan to position the Fund as such, with a large focus on servicing the borrower’s needs first.  Our lending program will be extremely competitive with the market and allow us to focus heavily on client relations.  This has been an ongoing issue with our current lending operation as we have to rely on our current funding source, which is overwhelmed.  The Fund will be able to capitalize on those failed experiences the borrowers are having to maximize its growth potential.

Frequently Asked Questions

Contact Sponsor

Required fields are denoted by an asterisk (*).

Name *
Email *
Phone
Message *

Investor Tutorial

CERTAIN INFORMATION REGARDING THIS OFFERING

THESE UNITS ARE BEING OFFERED WITHOUT REGISTRATION UNDER ANY FEDERAL OR STATE SECURITIES LAWS, BUT ARE BEING OFFERED UNDER AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED, AND UNDER COMPARABLE EXEMPTIONS UNDER VARIOUS STATE SECURITIES LAWS. HOWEVER, THE SECURITIES AND EXCHANGE COMMISSION (“COMMISSION”) HAS NOT DETERMINED THAT THESE UNITS ARE EXEMPT FROM REGISTRATION. THESE UNITS HAVE NOT BEEN REVIEWED, APPROVED OR DISAPPROVED BY THE COMMISSION OR ANY STATE SECURITIES COMMISSION, NOR HAS THE COMMISSION OR ANY STATE SECURITIES COMMISSION PASSED UPON THE ACCURACY, ADEQUACY, COMPLETENESS OR MERITS OF THIS MEMORANDUM, AND ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. THIS MEMORANDUM DOES NOT CONSTITUTE AN OFFER TO SELL TO, OR A SOLICITATION OF AN OFFER TO BUY FROM, NOR SHALL ANY OF THE UNITS BE OFFERED OR SOLD TO, ANY PERSON IN ANY JURISDICTION IN WHICH SUCH AN OFFER, SOLICITATION, PURCHASE, OR SALE IS UNLAWFUL OR UNAUTHORIZED UNDER THE SECURITIES LAWS OF SUCH JURISDICTION.

THE STATEMENTS MADE HEREIN ARE MADE AS OF THE DATE ON THE COVER OF THIS OFFERING MEMORANDUM. THIS OFFERING MEMORANDUM CONSTITUTES AN INVITATION TO THE PROSPECTIVE INVESTOR TO SUBMIT AN OFFER TO SUBSCRIBE. NO PERSON MAY PURCHASE THE UNITS OFFERED HEREBY EXCEPT PURSUANT TO AN EXECUTED SUBSCRIPTION AGREEMENT IN THE FORM PRESCRIBED BY THE FUND, AND THEN ONLY FROM A PERSON TO WHOM THE FUND OR ITS DESIGNATED AGENT HAS DELIVERED A COPY OF THIS OFFERING MEMORANDUM.

THESE UNITS ARE SUBJECT TO RESTRICTIONS ON TRANSFERABILITY AND RESALE AND MAY NOT BE TRANSFERRED OR RESOLD EXCEPT AS PERMITTED BY THE FUND. INVESTORS SHOULD BE AWARE THAT THEY MAY BE REQUIRED TO BEAR THE FINANCIAL RISKS OF THIS INVESTMENT FOR AN INDEFINITE PERIOD OF TIME. THERE IS CURRENTLY NO PUBLIC MARKET FOR THESE UNITS.

IN MAKING A DECISION TO PURCHASE UNITS HEREUNDER, PROSPECTIVE INVESTORS MUST CONDUCT THEIR OWN INDEPENDENT INVESTIGATION OF THE FUND AND THE TERMS OF THIS OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED, AND ARE ENCOURAGED TO CONSULT WITH THEIR ADVISORS AS THEY WILL BE REQUIRED TO REPRESENT THAT THEY ARE ABLE TO BEAR THE ECONOMIC RISK OF THEIR INVESTMENT AND THAT THEY ARE FAMILLIAR WITH AND UNDERSTAND THE FUNDAMENTAL RISKS AND TERMS OF THIS OFFERING.

NO PERSON HAS BEEN AUTHORIZED TO GIVE ANY INFORMATION OR MAKE ANY REPRESENTATION WITH RESPECT TO THE OFFERING OF THE UNITS WHICH IS NOT CONTAINED OR REFERENCED HEREIN, AND, IF GIVEN OR MADE, SUCH INFORMATION OR REPRESENTATION MUST NOT BE RELIED UPON AS HAVING BEEN AUTHORIZED BY THE FUND. POTENTIAL INVESTORS MAY, IF THEY SO DESIRE, MAKE INQUIRIES OF THE FUND WITH RESPECT TO THE FUND’S BUSINESS OR ANY OTHER MATTERS SET FORTH HEREIN, AND MAY OBTAIN ANY ADDITIONAL INFORMATION WHICH SUCH PERSON DEEMS TO BE NECESSARY IN ORDER TO VERIFY THE ACCURACY OF THE INFORMATION CONTAINED IN THIS MEMORANDUM (TO THE EXTENT THAT THE FUND POSSESSES SUCH INFORMATION OR CAN ACQUIRE IT WITHOUT UNREASONABLE EFFORT OR EXPENSE).

December 04 2021

Confidential Offering Memorandum: Infinity Capital Finance Corporation

PROSPECTIVE INVESTORS ARE CAUTIONED NOT TO CONSTRUE ANY CONTENTS OF THIS OFFERING MEMORANDUM OR ANY PRIOR OR SUBSEQUENT COMMUNICATIONS, AS CONSTITUTING INVESTMENT, LEGAL OR TAX ADVICE; RATHER THEY SHOULD CONSULT THEIR OWN ADVISORS OR COUNSEL WITH THE CAPACITY TO ADVISE AND PROTECT THEIR INTEREST IN CONNECTION WITH ALL MATTERS CONCERNING THIS OFFERING MEMORANDUM.

THIS OFFERING MEMORANDUM DOES NOT KNOWINGLY CONTAIN ANY UNTRUE STATEMENT OF A MATERIAL FACT OR OMIT A MATERIAL FACT, AND ANY SUCH MISSTATEMENT OR OMISSION IS DONE WITHOUT THE KNOWLEDGE OF THE PREPARERS OF THIS DOCUMENT OR THE FUND. AS SUCH THE FUND BELIEVES THAT THIS OFFERING MEMORANDUM CONTAINS A FAIR SUMMARY OF THE MATERIAL TERMS OF ALL MATTERS, DOCUMENTS AND CIRCUMSTANCES MATERIAL TO THIS OFFERING. WHILE THE DATA AND STATEMENTS CONTAINED HEREIN ARE BASED UPON INFORMATION BELIEVED TO BE RELIABLE, NO WARRANTY CAN BE MADE AS TO THE ACCURACY OF SUCH INFORMATION OR THAT CIRCUMSTANCES HAVE NOT CHANGED SINCE THE DATE SUCH INFORMATION WAS SUPPLIED. THIS MEMORANDUM CONTAINS SUMMARIES OF CERTAIN PROVISIONS OF DOCUMENTS RELATING TO THE BUSINESS OF THE FUND AND THE UNITS OFFERED HEREBY, AS WELL AS SUMMARIES OF VARIOUS PROVISIONS OF RELEVANT STATUTES AND REGULATIONS. SUCH SUMMARIES DO NOT PURPORT TO BE COMPLETE AND ARE QUALIFIED IN THEIR ENTIRETY BY REFERENCE TO THE TEXTS OF THE ORIGINAL DOCUMENTS, STATUTES AND REGULATIONS.